Your Numbers. Your Goals.
Your Retirement.
Financial services that are tailored, not templated.
Ready to Experience Personalized Planning?
We don’t rely on national averages or ready-made portfolios. Instead, we dig deep into your specific data, family history, core values and personal goals and dreams. We then build a customized, risk-adjusted strategy designed to optimize your retirement income, control your health care costs and help you leave a lasting legacy.
Services to Move You Forward
Financial Planning
Retirement Income Planning (401(k) and 403(b))
Personal Planning Services
Public Employee Retirement Planning
Business Planning Services
(Retirement, Profit Sharing, Deferred Compensation)
Social Security Claiming Strategies
Investment Planning
Wealth Preservation Strategies
Professional Money Management
Risk Analysis and Management
Tax-Efficient Planning
Traditional and Roth IRAs
Tax Efficiency Strategies
College Planning
(529 and Coverdell Plans)
Charitable Giving Strategies
Insurance & Estate Planning
Life Insurance – Term, Indexed Universal, Whole Life
Disability Income Insurance
Long-term Care Insurance
Medicare Planning
Legacy Planning
Frequently Asked Questions
We work with people who want clarity and are ready to build a real plan.
We primarily work with individuals and couples aged 55 and older who are nearing retirement or are already retired. Our clients are typically disciplined savers with at least $250,000 in investable assets. We proudly serve families, married couples and single individuals — including widows — who value a trusted relationship with their advisor.
We are not transactional. We build deep, long-term relationships and practice comprehensive, holistic financial planning. We look at everything from your tax returns to your family legacy goals to build a plan that is entirely unique to you.
We believe in the power of a handshake and a face-to-face conversation. We prioritize personal, in-person visits at our Martinsville office, where we can sit down together in a distraction-free environment.
Health care is often the largest expense in retirement. We actively integrate Medicare insurance planning and long-term care strategies into your overall financial plan. This health care cost control helps protect your retirement savings while ensuring you receive the care you need.
It's Your Time.
Take the First Step.
We want to be the last financial advisor you’ll ever have. Contact Collins & Associates to schedule a first visit, get to know each other and begin building a long-term relationship.
